Financial Independence Is a Mindset, Not An IQ

I suffered from a learning disability going through school as a child, but yet, I still managed to retire from full-time work at 35.

My challenge was learning as fast as the other students.

I always needed extra time to pick up concepts and to do my homework. Sentenced to a “basic skills” class every day in junior high and high school, I was put in what my county most affectionately referred to as the “learning disability” program.

Learning disability.”

Apparently, my inability to learn as fast as my classmates meant that I was disabled. The extra time I needed to process information and complete my work meant that I was inferior to everyone else who learned at normal speeds. Clearly, there was something wrong with me.

But yet, even through that so-called disability, I managed to graduate high school and college, earn a consistent income, put that income to work for me, control my lifestyle and quit the rat race early in life.

The heck with some “disability”.

Financial independence is a mindset, not an IQ. Those who put their minds to achieving financial freedom have the best shot at it. If you don’t want it, or half-ass it, no amount of intellect will pick up the slack.

That’s not how the real world works.

The fact is you don’t need to be the smartest person around to accomplish amazing goals along your wealth-building timeline. Being the sharpest knife in the drawer isn’t required.

Frankly, intelligence and natural ability are optional.

It takes time, dedication and enough desire to continue pushing forward, tracking your spending and controlling your lifestyle.

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I am not a financial advisor. Before making big money decisions, speak to a certified financial advisor for a tailored financial plan made just for you.